Northern Lakes Cooperative

Throughout its history, Northern Lakes Cooperative has set the standard for progressive retailing and innovation in the Hayward area. Through all the changes, however, its principles have remained the same: Excellent customer service, patron control, and commitment to community.


To see more information about our Stores, see their individual websites.

Click on the Stores tab and choose a store!

Financing Now Available at Northern Lakes Cooperative

To enhance your shopping experience, we have partnered with Heights Finance Corp. Some benefits include:
  • Quick credit decisions
  • Low monthly payments
  • Same As Cash promotions
  • Easy to use online bill payment option
  • Opportunity to pay for your merchandise over time
  • And most importantly … a local company to service your account.

Apply Online