Northern Lakes Cooperative

Pictured: Mike Covelli, General Manager; Nina Nelson, Office Manager; John Suralski, Hardware Store Assist. Manager and Kathy Prenn, Board President.


Throughout its history, Northern Lakes Cooperative has set the standard for progressive retailing and innovation in the Hayward area. Through all the changes, its principles have remained the same: Excellent customer service, patron growth, and a commitment to community.

Thanks to our Member’s support this past year, the Cooperative is pleased to announce a Patronage refund $200,000 (today better known as Profit Sharing) and Patron’s Rewards of $41,258, earned guaranteed of 1% cash back with our Patron Reward Voucher Program by shopping our stores. With your continued support we look forward to hopefully doubling your return again next year.

Please join us, Thursday August 16th, 2018 for our Annual Meeting.

Beginning at 4:00pm at the Flat Creek Inn & Suites we will host a Store & Vendor show where you will be able to meet select vendors showcasing products from all of our stores.

The Annual Meeting will begin promptly at 5:00pm. Light hors d’oeuvres and refreshments will be served at intermission.

As a reminder, effective 2018, any patron shall become a voting member upon accumulating a minimum of ten dollars ($10.00) in equity credits, or upon making purchases, that are applied to their Patronage account, during each fiscal year with an ending minimum total of “1,000 dollars”.

Whether you live in Hayward, or if you are here for the love of all the Northwood’s experience, we appreciate you supporting your local Cooperative! Thank You!


Click on the logo below to see our individual store websites!





Financing Now Available at Northern Lakes Cooperative

To enhance your shopping experience, we have partnered with Heights Finance Corp. Some benefits include:
  • Quick credit decisions
  • Low monthly payments
  • Same As Cash promotions
  • Easy to use online bill payment option
  • Opportunity to pay for your merchandise over time
  • And most importantly … a local company to service your account.

Apply Online