Northern Lakes Cooperative

What is a Cooperative and what does it mean to be a member?

     A Cooperative or Co-op is a form of business that is designed to provide economic benefits to member owners as opposed to providing income to investors. Co-ops are owned and controlled by the people who use and purchase their products & services. Since 1932, the Northern Lakes Co-op has been a part of the fabric of Hayward. Northern Lakes Cooperative was formed by a group of   sixty farmers that was fed up with paying high fuel prices to large petroleum monopolies. Through the 1930’s the cooperative added fuel outlets in surrounding communities, as well as groceries, farm supplies, and a grain elevator. Co-op Patrons are eligible for profit sharing, when the Cooperative is profitable. They receive it in the form of a patronage check and equity stock.

     Thanks to our Member’s support this past year, the Cooperative is pleased to announce a patronage refund (today better known as profit sharing) of $200,000.00! For each Patron Member card holder this represented 2.28% return from their annual purchases during fiscal year 2017, excluding purchases from the Cenex Convenience Store. Great news, in the spring of 2019, the Cenex Convenience store purchases of fuels, deli food and all the many products inside will be eligible toward your patronage dividend check. The Patron Rewards will then include all the Northern Lakes stores: Northern Lakes Propane/Energy Center, Cenex, Feed Mill, Auto Center, gadgets, Do it Best Hardware and Thrifty White Co-op Pharmacy.

In addition to the patronage return, the Co-op customer rewards program gives you an additional guaranteed 1% cash back on all purchases from all stores. The two programs gave Northern Lakes Cooperative members a total of 3.28% return for the 2017 fiscal year.

Throughout its history, the Northern Lakes Cooperative has set the standard for progressive retailing and innovation in the Hayward area. Through the changes, its principles have remained the same: excellent customer service, patron growth, and a commitment to the community.

With your continued support we look forward to providing you with Patronage next year.

When the Co-op profits, YOU profit!

Thank you for supporting your local Co-op!

To see more information about our Stores, see their individual websites.

Click on the Stores tab and choose a store!




Financing Now Available at Northern Lakes Cooperative


To enhance your shopping experience, we have partnered with Heights Finance Corp. Some benefits include:
  • Quick credit decisions
  • Low monthly payments
  • Same As Cash promotions
  • Easy to use online bill payment option
  • Opportunity to pay for your merchandise over time
  • And most importantly … a local company to service your account.

Apply Online