Welcome to Northern Lakes Cooperative


Northern Lakes Cooperative Introduces ‘Patron Rewards’ Program, Cash Back on All Your Purchases


patron-rewards-cardReceive 1% CASH BACK each Cooperative fiscal year that begins on April 1st. All of your complex-wide purchases qualify, excluding those made at the Cenex C-Store. Cash back is refunded to you through a Co-op bucks card that can be used at any of our Northern Lakes stores.

Join now and at the end of our fiscal year, for every dollar you spend as a member, you may be awarded a dividend check and an equal amount of stock according to your purchases (excludes Cenex C-Store). When the Co-op profits, you profit!

To qualify, you must sign up for a new Patron Rewards card and use it each time you make a purchase at Northern Lakes stores.

If you have questions or would like more information, stop in any of our Northern Lakes stores or call (715) 634-3211.

All of our stores have a short form to fill in or you may fill one out at the Administration Office, your information is kept secure in the business office, when you complete the form, we will be able to swipe a store card to immediately give you any store sale & 1% back on your total to earn a voucher at the end of our fiscal year, and a rewards card is given to you at that time as well. Though it may take up to 48 hours before activation is complete. You can still get discounts, we’ll need to make sure to write down your new Rewards card and after activation we can look you up in our system.

What is a Co-op?

The Northern Lakes Cooperative has been providing the Hayward, Wisconsin area with everything from groceries to computers, fuel to hardware, and everything in between. We pride ourselves in bringing quality service, experience and products to our customers on a daily basis, making sure your shopping needs are met, and your Co-op experience is exceptional.

A Co-op is a form of business that is designed to provide economic benefits to member owners as opposed to providing income to investors.

Co-ops are owned and controlled by the people who use their services. The Co-op difference: Member owner control, focus on member owner needs, profits shared with member owners.

Financing Now Available at Northern Lakes Cooperative

To enhance your shopping experience, we have partnered with Heights Finance Corp. Some benefits include:
  • Quick credit decisions
  • Low monthly payments
  • Same As Cash promotions
  • Easy to use online bill payment option
  • Opportunity to pay for your merchandise over time
  • And most importantly … a local company to service your account.

Apply Online

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